Questions? info@cufs.org (800) 503-6855

Rates

View All Our Current Rates

Conventional Loans
Purchase & Refinance Rate APR* Payment
30 Year Fixed 4.375% 4.546% $748.93
15 Year Fixed 3.875% 4.172% $1,100.16

*Rates & APR quoted above for Owner-Occupied; 740+ credit score; $150,000 loan; 80% loan to value.
Loan-to-values above 80% may have a different rate & APR. Max loan amount: $484,350.

ARM Loans
Purchase & Refinance Rate APR* Payment
5/5 ARM (up to 80% LTV) 3.75% 4.888% $694.67
5/5 ARM (80.01% - 90% LTV) 4.00% 4.979% $716.12
 
7/7 ARM (up to 80% LTV) 3.875% 4.835% $705.36
7/7 ARM (80.01% - 90% LTV) 4.125% 4.995% $726.97
 
10/10 ARM (up to 80% LTV) 4.125% 4.774% $726.97
10/10 ARM (80.01% - 90% LTV) 4.375% 4.931% $748.93

*Rates & APRs quoted above for owner-occupied; 720+ Credit Score; $150,000 loan
*Credit scores below 720 may have a different rate & APR
*Rate only changes every 5, 7 or 10 years until loan is paid off
*No PMI (Private Mortgage Insurance)
*No GA Intangible Tax
*Choose your loan term - up to 30 years
Max rate increase every 5, 7 or 10 years: 2%; Max rate life of loan: 6.95%

FHA Loans
Purchase & Refinance Rate APR* Payment
30 Year Fixed 4.00% 4.967% $716.12
15 Year Fixed 4.00% 5.167% $1,128.93

*Rates & APR quoted above for Owner-Occupied; 680 credit score; $150,000 loan; 96.5% ltv
Min 620 credit score; Max loan amount: $346,250. (May be lower for certain counties)
Purchases: 3.5% down payment; Refinances: 97.75%ltv Rate/Term; 80%ltv Cash-out

Jumbo Loans
Purchase & Refinance Rate APR* Payment
30 Year Fixed 4.75% 4.812% $5,216.47
15 Year Fixed 4.25% 5.308% $7,522.78

*Rates & APR quoted above for Owner-Occupied; 760+ credit scores; $1,000,000 loan; 75% ltv. Loan-to-Value above 75% may have a different rate & APR.
*Interest rates may vary depending on credit worth loan-to-value, occupancy, loan type, and loan term. Displayed are the current lowest available rates.
Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan.
Rates and APRs posted are subject to change without notice.
Please contact a Loan Officer to discuss by calling (800) 503-6855.

Important Message

You are leaving CUFS’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CUFS. The site you are about to visit may have a privacy policy that is different than CUFS’s. Please review their privacy policy. CUFS does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue