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4. This is an example of where you shouldn't listen to anybody. Adam Smith defined the subject as simply the "Science of wealth." Smith offered another definition, "the Science relating to the laws of production, distribution and exchange." Wealth was defined as the specialization of labour which allowed a Can you take tramadol with tegretol
nation to produce more with its supply of labour and resources. However, because of the cost of administration and ease of determining the plan sponsor's liability for defined contribution plans (you don't need to pay an actuary to calculate the lump sum equivalent under Section 417(e) that you do for defined benefit plans) in practice, defined contribution plans have become generally portable.
In a defined contribution plan, investment risk and investment rewards are assumed by each individual/employee/retiree and not by the sponsor/employer